Specialist Broker Services
For Guarantees and Construction Insurances
Quote faster, get an instant quote. Price your insurance online with our pricing calculators, and keep your tender moving
Insurance Solutions Made SimpleFor Contractors
Whether you need a Letter of Intent, a Performance Guarantee, or Contractors All Risk cover – start here.
If you know what you need, fill out our forms to apply online. If you’re not quite sure, scroll down, we briefly break down the different insurance covers for you.
Letter of Intent
Confirm cover for tenders quickly and easily.
Construction Guarantees
Secure your contracts with fast turnaround.
Contractors All Risk
Protect your projects, plant machinery and people.
Our InsuranceCover
Our InsuranceCover
Guarantees Explained
If the paperwork is confusing, if you are not sure how long these things take, or what the contract wording actually means - you are not alone.
We have broken it all down with plain-language explanations, real examples, and straight answers to the most common questions builders ask.
Click below to get it all laid out - no jargon, no guesswork.
Reviews
Wimpie Kies, respected construction leader and former director of Belo & Kies Construction, has voiced his full support for CivilSure’s mission to protect contractors across South Africa from the risks posed by unfair guarantee calls.
“Having experienced the devastating impact of unfair guarantee calls firsthand, I know how critical it is to reform the system and restore trust within our industry,” said. “I stand firmly behind CivilSure’s mission to safeguard contractors and uphold the integrity of our profession.”
Kies brings with him a legacy of excellence in the construction sector, having led award-winning projects and received multiple health and safety honours from the Master Builders Association. His endorsement reflects growing momentum in the call for fairer practices and stronger support structures for contractors navigating an increasingly complex and high-risk environment.
As the industry confronts mounting challenges, initiatives like CivilSure represent a vital step toward building a more secure, transparent, and collaborative future for construction professionals in South Africa.
Why CivilSure?
CivilSure was founded with a purpose: to fix what insurance got wrong for so many in construction. Our founder learned the hard way – burnt by hidden terms, confusing jargon, and a lack of industry-specific guidance at a time when it mattered most.
That experience became our mission: to bring builders the kind of insurance support thatʼs clear, honest, and built for your world.
Weʼve learned a lot from Dan Payton, who knows what it’s like to be left in the dark when it comes to insurance. And weʼre here to make sure that doesnʼt happen to you.
WithCivilSure,You get:
Clear Terms
Explained Insurance
Minimal Jargon
Understanding Of What You Need
Partnering with MBA North
We are proud to partner with the Master Builders Association North, a trusted organisation that has supported and educated builders and contractors in Gauteng, Mpumalanga, North West, and Limpopo for over a century. The MBA is committed to upholding industry standards, promoting fair business practices, and
Empowering ContractorsThrough:
Training
Resources
Advoacy
Our shared mission is to help South African builders succeed by equipping them with the knowledge to avoid costly pitfalls – particularly the hidden risks and contract clauses, such as those found in JBCC agreements, that can lead to serious financial and project losses.
Together, we aim to protect and strengthen our building industry from the ground up.
