Civil Engineering Insurance Policies and Products
We specialise in the following categories of Civil Engineering Insurance Policies and Products
CONTRACT WORKS (CAR/EAR)
Contract Works Civil Insurance Policies - Comprehensive All Risks cover intended for the erection of anything between private houses, cluster homes, small blocks of flats up to large projects such as sugar mills, power stations, refineries and the like.
Note: Because of the different nature of the various policies available each policy is subject to exclusions and conditions that are peculiar to the covers afforded by the various policies. .
PLANT ALL RISKS (P.A.R.)
Plant All Risk Civil Insurance Policies - Loss of or damage to construction plant and equipment from any cause whilst in storage, transit, on the contract site, and being use as a tool of trade. The policy can be extended to cover the plant whilst underground and for machinery breakdown. In addition standard cover is available for hiring costs, legal liability arising out of the hire and continuing hire charges.
WORKS DAMAGE (W.D.)
Works Damage Civil Insurance Policies - Primarily an impact cover causing loss or damage to the client's own plant and machinery, to goods being manufactured, or to goods under the custody and control of the client
DISMANTLING, TRANSIT AND ERECTION
Contractors Insurance against accidental loss of or damage to plant and machinery during the operations insured against. This is a contingency policy and can include dismantling, movement, loading, transit, offloading, storage, repositioning, re-erection, public liability and maintenance/guarantee. Cover can be limited to any or all of the aforementioned and can be adopted to suit most applications such as exhibition or demonstration, etc. Where new machinery is involved the cover can include testing.
MACHINERY BREAKDOWN (M.B.)
Machinery Breakdown Insurance Sudden accidental and unforeseen physical loss of or damage to machinery and plant arising from mechanical/electrical breakdown, whilst in operation, at rest, or during reciting or re-erection, at the client's premises.


